Job Description
ARE YOU INTERESTED IN JOINING AN INNOVATIVE LOGISTICS TECHNOLOGY COMPANY?
Loadsmart is a growth-stage technology company valued at over $1 billion (a true Tech Unicorn)!
We are a collection of industry veterans and user-centered engineers using innovative technology to fearlessly reinvent the future of freight by helping shippers, brokers, warehouses and carriers to move more with less.
With headquarters in Chicago and a globally distributed remote team, Loadsmart continues to attract top talent committed to driving meaningful change. We seek professionals who embody our core values: curiosity, clarity, results, commitment, and teamwork.
We are looking for a detail-oriented and proactive Credit Risk Assessment Representative to join our team! We are seeking a highly analytical professional with strong judgment, excellent communication skills, and a passion for risk evaluation and business partnership.
As a Credit Risk Assessment Representative, you will be responsible for conducting recurring reviews of customer credit lines, identifying opportunities to optimize credit terms, managing internal business requests, and performing thorough reference checks with trade partners and banks. This role is key to supporting our collections strategy and overall credit risk governance.
DEPARTMENT: G&A
LOCATION: Philippines
WHAT YOU GET TO DO:
Review and assess credit limits for existing customers on a recurring basis
Analyze payment behavior, financial data, and credit risk exposure
Collaborate with internal teams to review and respond to business credit requests
Recommend adjustments to credit terms in alignment with risk policies
Conduct trade and bank reference checks for customer accounts
Document credit reviews and decisions clearly and consistently
Support credit-related inquiries from internal and external stakeholders
REQUIRED QUALIFICATIONS:
2+ years of experience in credit risk, finance, or related fields
Strong analytical and financial assessment skills
Experience in reviewing credit limits and payment history
Excellent communication skills, both written and verbal
Familiarity with bank and trade reference analysis
Ability to manage multiple priorities and meet deadlines
Proficiency with Excel and Google Workspace (there will be an assessment)
WORKING AT LOADSMART:
• Competitive base salaries - we believe in rewarding top talent
• Loadie Time Off - PTO and sick days without a limit
At Loadsmart, we believe our biggest asset is our people. We are proud to be an equal opportunity employer, hiring and developing individuals from diverse backgrounds and experiences to add to our collaborative culture. Loadsmart treats all candidates and employees with respect and does not discriminate in our recruiting, hiring, and promoting processes, including on the basis of race, color, religion, sex, age, sexual orientation, gender identity and/or expression, national origin, veteran status, or disability.
It is the policy of Loadsmart that all offers of employment made shall be contingent upon successful completion of electronic background check(s). These checks will be job-related, consistent with business necessity and conducted by our vendor, pursuant to all applicable laws, rules, policies and procedures of our candidates’ specific locale.
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
