Compliance Coordinator

Come Make an Impact on Millions of Brazilians!

At RecargaPay, we’re on a mission to deliver the best payment experience for Brazilian consumers and small businesses, by building a powerful digital ecosystem where the banked and unbanked connect, and where consumers and merchants have a one-stop shop for all their financial needs.

We serve over 10 million users and process more than USD 4 billion annually. We’ve been profitable since 2022 and operate our own credit business. We are an AI-first, 100% remote team, scaling in the rapidly changing Brazilian financial market.

Our goal? Deliver the best payment experience in Brazil for people and small businesses alike.

We value autonomy, ownership, and a bias for action. We’re looking for people who are curious, hands-on, and driven by impact, who want to solve real problems, work with strong teams, and rethink what’s possible.

If you’re ready to do your best work, at scale, with purpose, this is your place.

Responsibilities

The Compliance Coordinator position has both strategic and operational responsibilities, supporting the company’s regulatory sustainability in a context of:

• rapid growth of products and initiatives;
• high interaction with business, product, operations, and technology teams;
• close involvement in the company’s regulatory and strategic analyses;
• a dynamic environment with continuous prioritization;
• a fast-changing environment;
• and the need to balance regulatory risk, operational feasibility, and business strategy while working closely with business areas and leadership.

The main focus of the role is regulatory and advisory Compliance activities, including the analysis of new products, strategic initiatives, regulatory projects, legal opinions, support on matters related to the Central Bank of Brazil, and assistance with the company’s regulatory governance.

The Compliance area operates across regulatory matters, governance, integrity, code of conduct, and whistleblowing channels, supporting the company in maintaining and evolving its processes, products, and strategic initiatives.

This position involves strong interaction with regulatory matters related to the business, financial products, and strategic company initiatives.

Position Objective

We are looking for someone with strong analytical skills, regulatory vision, and maturity to work in a dynamic environment, supporting the company in decision-making related to products, operations, regulatory risks, and strategic initiatives.

The role will work closely with leadership, business, product, and operations teams, actively participating in the company’s strategic discussions.

The position requires a balanced combination of:

• regulatory depth;
• pragmatism;
• business vision;
• prioritization skills;
• strong communication;
• collaboration;
• and adaptability in dynamic and constantly evolving environments.

More than someone focused solely on control activities, we are looking for a strategic partner to support business areas and help the company grow sustainably and in compliance with regulatory requirements.

Main Responsibilities

Regulatory and Advisory Activities

• Conduct regulatory analyses related to new products, operations, flows, and strategic company initiatives.
• Support discussions related to regulations applicable to Payment Institutions, SCFI, payment methods, payment schemes, and financial products.
• Prepare legal opinions, recommendations, and regulatory guidance for internal teams.
• Support the interpretation and practical application of Central Bank of Brazil regulations and other regulatory requirements.
• Identify regulatory risks and assess operational impacts.

Strategic Business Support

• Participate in strategic discussions with business, product, operations, technology, and leadership teams.
• Support the development of viable regulatory solutions for new projects and initiatives.
• Work closely with partner teams, balancing regulatory risk and business needs.
• Support prioritization decisions considering risk, operational impact, and company context.

Governance and Regulatory Support

• Regulatory interactions.
• Support reviews of policies, procedures, and internal processes.
• Contribute to the organization and maintenance of the company’s regulatory governance structure.
• Support continuous improvement initiatives related to Compliance processes and workflows.

Leadership and Coordination

• Support the technical development of the team.
• Lead alignments and prioritization of the area’s demands.
• Work collaboratively with different stakeholders.
• Support the sustainability of the area’s operations in high-demand environments with multiple priorities.

Expected Profile

We are looking for someone who combines:

Analytical Skills and Regulatory Vision

• Strong ability to interpret regulations.
• Good understanding of regulatory risks and operational impacts.
• Ability to connect regulation, business, and operations.
• Ability to analyze complex scenarios pragmatically.

Communication and Influence

• Strong verbal and written communication skills.
• Ability to translate complex regulatory topics into objective and actionable guidance.
• Ability to lead discussions with different teams and organizational levels.
• Ability to make decisions and guide regulatory discussions in dynamic and fast-paced environments.
• Collaborative and solution-oriented mindset.

Maturity and Prioritization

• Ability to work in high-pressure and constantly changing environments.
• Strong prioritization and organizational skills.
• Ability to handle multiple simultaneous demands.
• Maturity to navigate ambiguous contexts.

Expected Behavioral Profile

• Ownership mindset.

• Critical thinking.

• Pragmatic profile with the ability to balance regulatory guidance, operational context, and business needs.

• Flexibility.

• Strong relationship-building skills.

• Balance between regulatory posture and business vision.

• Interest in using tools and solutions that improve efficiency, organization, and scalability of the area’s activities.

• Previous experience in regulatory Compliance within the financial market.

• Knowledge of regulations applicable to Payment Institutions and/or SCFI.

• Experience with regulatory analyses related to financial products, payment methods, and financial operations.

• Knowledge of payment ecosystem regulations, including Pix, payment schemes, and the card market.

• Familiarity with regulatory rules and dynamics related to payment schemes supervised by the Central Bank of Brazil.

• Experience in regulated and highly dynamic environments.

• Experience interacting between Compliance and business teams.

• Experience in environments requiring strong prioritization, autonomy, and decision-making capabilities.

Nice to Have

• Previous experience coordinating people, workflows, or regulatory routines.

• Experience in fintechs, payment companies, or digital financial institutions.

• Experience with acquiring, sub-acquiring, payment processing, digital wallets, or digital financial products.

• Knowledge of:

  • Pix;
  • card market and payment schemes;
  • credit;
  • payment accounts;
  • digital financial products;
  • regulatory governance;
  • AML/CFT;
  • risk management;
  • Open Finance;
  • Central Bank regulations applicable to Payment Institutions, SCFI, and payment schemes.

• Experience with audits and regulatory interactions.

• Familiarity with Central Bank of Brazil systems, workflows, and regulatory routines applicable to Payment Institutions and supervised financial institutions (e.g., Sisbacen, Bacen Correio, Unicad, CRD, among others).

• Experience in high-growth environments.

• Familiarity with AI and automation tools applied to productivity and operational efficiency.

What We Expect from This Position on a Daily Basis

The person taking on this role will need to:

• navigate effectively between strategy and execution;
• understand the context and pace of a fintech environment;
• prioritize with maturity;
• support the company in complex decisions;
• maintain close relationships with business areas;
• and act as a trusted regulatory reference within the organization.

We are not looking for an overly bureaucratic profile focused only on regulatory roadblocks.

We are looking for someone who can:

• understand the business;
• build solutions;
• assess risks with maturity;
• and support the company’s sustainable growth.

Expected Working Style

The role requires:

• autonomy;
• sense of responsibility;
• adaptability;
• critical thinking;
• strong prioritization skills;
• and maturity to operate in dynamic and constantly evolving environments.

At the same time, we value professionals who:

• know how to build trust-based relationships;
• have strong collaboration skills;
• and can work in a mature and structured way even in challenging environments.

Final Message from the Area

RecargaPay’s Compliance area works closely with the business, actively participating in the development and sustainability of the company’s strategic initiatives.

More than simply ensuring regulatory compliance, we are looking for professionals who can help the company grow sustainably while balancing innovation, risk, and regulatory responsibility.

This position offers significant space for building, influencing, and actively contributing to the evolution of the company’s processes and regulatory agenda.

If you enjoy dynamic environments, complex challenges, strategic discussions, and continuous building, this role may be a great fit for you

• Competitive and market-aligned salary.

• Remote work — wherever you are, you’re part of the team!

• Home office allowance through a monthly deposit in the RecargaPay app.

• Health and dental plans with no co-pay.

• Life insurance.

• Flexible meal allowance (via Flash).

• TotalPass membership to take care of your health.

Diversity & Inclusion at RecargaPay

At RecargaPay, you’ll have the freedom to be who you are because we believe that diverse perspectives and experiences make us more creative and stronger. Here, everyone is welcome to express themselves authentically. We value the richness of each journey and the multiple ways of seeing the world, without distinctions of gender, race, sexual orientation, age, religion, or any other characteristic that makes us unique.

About the use of your Data

By sharing your resume with us, you authorize the use of your data for analysis during the selection process and possibly for other opportunities within the RecargaPay group. You can request the update or deletion of your information at any time, in accordance with LGPD (General Data Protection Law).